The Team
Patrick Shallow - Managing Director
An experienced senior banker, Patrick Shallow founded Finalysis Ltd in 1990. Prior to this, he was Managing Director of the Metropolitan Building Society and, earlier, Deputy MD of Chartered Trust, the finance arm of Standard Chartered Bank. In South Africa, he worked as economist with Standard Bank of South Africa, specialising in the analysis of bank performance and profitability.
Pat has presented regularly on Banking at University College Dublin and also to the Irish Association of Corporate Treasurers. He is a regular contributor to Finance Magazine and to Global Treasury News. Pat holds a BComm (Law and Economics) degree from the University of the Witwatersrand, Johannesburg, an MSc from Trinity College, Dublin and is currently completing a PhD on credit risk at the Smurfit Business School. Pat is a Fellow of the Institute of Bankers of South Africa.
Tom Clifford - Director
Director and Senior Consultant with Finalysis, Tom Clifford joined the company in 1996. Prior to this, Tom was Financial Controller/Company Secretary of Irish Steel where he spent 26 years of his accounting career. Earlier accountancy posts were held with Murphys Brewery, Cork, Balfour Beatty & Co., Odhams PressLtd and Watneys Brewery.
Tom holds a BComm (Accountancy) and is a member of the Chartered Institute of Management Accountants (CIMA). He has experience in all areas of treasury and banking, finance and accountancy, viz, hedging, money transmission and pooling, taxation and netting systems.
Paul Murphy - Senior Consultant
In 2005 Paul joined Finalysis from the UK where, in recent years, he operated a successful management consultancy, PM Associates.
Previously, Paul worked in Business Banking with Bank of Ireland and has over twenty years experience at senior management levels covering all aspects of the corporate customer's needs, notably project and asset finance, syndicated lending, working capital funding, currency and interest rate hedging etc. As Regional Manager, Paul also had responsibility for branch performance, giving him a particular insight into bank profitability management and pricing. Paul is a graduate member of the Institute of Bankers and a member of the Irish Association of Corporate Treasurers.
