Franchise
Finalysis's three offices, Dublin, London and Johannesburg operate and collaborate as franchises. Banking and treasury are, perhaps, the most universally homogeneous and mobile of services, for the following good reasons.
The larger international banks set both the banking pace and standards, at international and domestic levels. These banks have the same profit targets, margin pricing, systems and culture from country to country. Accordingly, bank lending practices and pricing benchmarks in any one country are readily transferable to other countries. Further, financial instruments, which may not be offered in one country, can be accessed from the same bank in another country, using international benchmarks. (Finalysis has found it possible to improve on domestic borrowing rates which are sometimes cartel-regulated within countries). Further, the treasury systems offered by the leading banks, ensure that funds can (subject to tax rules) be pooled or swept across international boundaries. These features are critical in making Finalysis service so readily transferable and franchisable.
